PYfecta Inc. Legal Policies

Website Terms of Use

These Terms of Use ("Terms") govern your access to and use of the website located at https://pyfecta.com (the "Website"), operated by PYfecta Inc. ("we," "us," or "our"). By accessing or using the Website, submitting information, or engaging in any activities on the Website (including requesting quotes, submitting comments, signing up for memberships, using the contact form, or purchasing sponsorships), you agree to be bound by these Terms. If you do not agree, do not use the Website.

1. Introduction and Acceptance

These Terms constitute a legally binding agreement between you and PYfecta Inc. Your use of the Website signifies your acceptance of these Terms, our Privacy Policy, Website Comment Policy, Sponsorship Signup Policy, Refund Policy for Sponsorships, and Intellectual Property Policy. We may revise these Terms at any time, and the most current version will be posted on the Website. Your continued use after changes constitutes acceptance. If you are using the Website on behalf of an entity, you represent that you are authorized to bind that entity.

2. Eligibility and Account Registration

The Website is intended for users interested in technology services, with no age restrictions. By using the Website, you represent that you are capable of entering into a legally binding agreement. If you create an account (e.g., for membership signup), you must provide accurate information (First and Last Name, Email, Phone, Company Name, Website URL) and are responsible for maintaining the confidentiality of your credentials. You agree to notify us immediately of any unauthorized use via email at info@pyfecta.com or phone at 888-888-8888.

3. Use of the Website and Prohibited Activities

You may use the Website for lawful purposes only, such as browsing content, requesting quotes, submitting comments on articles, signing up for memberships, contacting us, or purchasing sponsorships. You agree not to:

• Violate any applicable laws, including those of Missouri or the United States.
• Infringe on the intellectual property rights of others.
• Transmit viruses, malware, spam, or any harmful code.
• Interfere with the Website's functionality, security, or performance.
• Engage in unauthorized data scraping, automated access, or activities that impose an unreasonable load on our systems.
• Impersonate any person or entity, or misrepresent your affiliation.
• Post false, misleading, or fraudulent information.
• Use the Website for commercial purposes without our consent, except as permitted (e.g., sponsorships).

We reserve the right to monitor, suspend, or terminate your access at any time, for any reason, without notice or liability. We may report illegal activities to authorities.

4. User Submissions and Data Collection

When you interact with the Website (e.g., requesting a quote, submitting comments, signing up for a membership, or using the contact form), you may provide personal information such as your First and Last Name, Email, Phone, Company Name, and Website URL. Your use of these features is subject to our Privacy Policy. By submitting information, you grant us a non-exclusive, royalty-free, perpetual, irrevocable, worldwide license to use, store, reproduce, modify, and process it as described in these Terms and our Privacy Policy. We are not obligated to delete or return any submitted information. You represent that all submissions are accurate and do not violate third-party rights.

5. Sponsorships

Sponsorships are available for purchase on the Website for durations of 1 month or 1 year, as selected at the time of purchase. By purchasing a sponsorship, you agree to the Sponsorship Signup Policy, Refund Policy, and mandatory arbitration provisions. Sponsorships may include display of your logo or content on our Website, subject to our approval and Intellectual Property Policy. We reserve the right to reject or remove sponsorship content that violates our policies or applicable laws.

6. Dispute Resolution and Mandatory Arbitration

Any disputes arising from or related to these Terms, the Website, or sponsorship payments shall be resolved exclusively through binding arbitration in Missouri, under the rules of the American Arbitration Association (AAA). You waive any right to participate in class actions or representative proceedings. Arbitration shall be conducted in English by a single arbitrator, and the decision shall be final and enforceable in any court of competent jurisdiction. Each party will bear its own costs, except as provided by law. You agree not to initiate any chargebacks or reversals of payments under any circumstances; violations will be considered a breach of these Terms, and you will be responsible for all associated costs, fees, and damages. Governing law is the law of the State of Missouri, without regard to conflict of laws principles. If arbitration is unenforceable, disputes shall be resolved in Missouri state or federal courts.

7. Third-Party Links and Services

The Website may contain links to third-party sites or services. We are not responsible for their content, privacy practices, availability, or damages arising from their use. Your interactions with third parties are solely between you and them.

8. Disclaimer of Warranties

The Website is provided "as is" and "as available" without warranties of any kind, express or implied, including accuracy, reliability, merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Website will be uninterrupted, error-free, or secure.

9. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Website, even if advised of the possibility of such damages. Our total liability shall not exceed the amount you paid us in the preceding 12 months, if any.

10. Indemnification

You agree to indemnify, defend, and hold us harmless from any claims, losses, liabilities, damages, or expenses (including attorneys' fees) arising from your violation of these Terms, misuse of the Website, or infringement of third-party rights.

11. Changes to Terms

We may update these Terms at any time by posting the revised version on the Website. We may notify you of significant changes via email or notice on the Website. Continued use constitutes acceptance.

12. Miscellaneous

These Terms constitute the entire agreement between you and us. If any provision is invalid, the remainder shall remain in effect. No waiver of any term shall be deemed a further waiver. These Terms are governed by Missouri law.

13. Contact Us

For questions, contact us at:
Email: info@pyfecta.com
Phone: 888-888-8888

Privacy Policy

PYfecta Inc. respects your privacy. This Privacy Policy explains how we collect, use, disclose, and protect information submitted through our website at https://pyfecta.com (the "Website").

1. Introduction

This Policy applies to all users of the Website. By using the Website, you consent to our practices. We may update this Policy; changes will be posted with the effective date.

2. Information We Collect

We collect personal information you provide voluntarily when requesting quotes, submitting comments, signing up for memberships, or using the contact form, including:

• First and Last Name
• Email
• Phone
• Company Name
• Website URL

We also automatically collect non-personal information via cookies, tracking technologies, and third-party analytics tools (e.g., Google Analytics), such as your IP address, browser type, device information, operating system, referring URLs, pages visited, time spent, and usage patterns. These help us improve the Website, analyze traffic, and personalize content. We may use web beacons, pixels, or similar technologies.

3. How We Use Your Information

We use your information to:

• Respond to quote requests, comments, membership signups, and inquiries.
• Process and manage sponsorship purchases.
• Improve, maintain, and personalize the Website and services.
• Send marketing communications, newsletters, or updates (with opt-out options).
• Conduct internal research and analytics.
• Comply with legal obligations, prevent fraud, and enforce our policies.
• Provide customer support and resolve disputes.

We do not sell your personal information to third parties.

4. Disclosure of Information

We do not share your personal information with third parties, except:

• As required by law, subpoena, or court order.
• To enforce our rights, protect our property, or ensure safety.
• With service providers for Website hosting, analytics, or payment processing, who are bound by confidentiality and do not use data for their own purposes.
• In the event of a merger, acquisition, or asset sale.

We may share aggregated, anonymized data for business purposes.

5. Data Retention

We retain your personal information for as long as your account or interaction is active, and for at least one year thereafter if inactive. We are not required to delete any information and may retain it indefinitely for business, legal, or archival purposes, unless prohibited by law.

6. Cookies and Tracking Technologies

We use cookies (small text files stored on your device) and similar technologies for functionality, analytics, performance, and advertising. Types include session cookies (temporary) and persistent cookies. You can manage cookie preferences through your browser settings, but disabling them may limit Website features.

7. Security

We implement reasonable administrative, technical, and physical security measures to protect your information from unauthorized access, loss, or alteration. However, no system is completely secure, and we cannot guarantee absolute security. You are responsible for safeguarding your own data and using secure connections.

8. Your Rights and Choices

You may request access, correction, update, or deletion of your personal information by contacting us at info@pyfecta.com , subject to our retention policies and legal requirements. You can opt out of marketing emails via unsubscribe links. Missouri residents may have additional rights under applicable laws, such as the right to know or delete data. We will respond to verifiable requests within required timeframes.

9. Children's Privacy

The Website is not directed at children under 13, but we do not impose age restrictions. If we learn we have collected data from a child under 13 without verifiable parental consent, we will delete it promptly. Parents can contact us at info@pyfecta.com for information or deletion.

10. International Transfers

Your data is processed in the United States. If you are outside the U.S., you consent to transfer and processing under U.S. laws, which may differ from your jurisdiction.

11. Changes to Privacy Policy

We may update this Policy at any time. Changes will be posted on the Website with the new effective date. Significant changes may be notified via email.

12. Contact Us

Email: info@pyfecta.com
Phone: 888-888-8888

Intellectual Property Policy

This Policy protects the intellectual property of PYfecta Inc. on the Website at https://pyfecta.com.

1. Ownership and Rights

All content on the Website, including but not limited to branding elements (such as logos and trademarks, including but not limited to “PYfecta”), blog articles, text, graphics, images, designs, software, and any client-related project content showcased—regardless of original ownership by clients is the exclusive property of PYfecta, a leading AI Solutions Provider, or is licensed for our use. This content is protected by applicable copyright, trademark, patent, trade secret, and other intellectual property laws under the jurisdiction of the State of Missouri and the United States. All rights not expressly granted herein are fully reserved.

2. Permitted Use

You may access and view the content for personal, non-commercial use only. You may not use, copy, reproduce, modify, distribute, transmit, display, perform, publish, license, or create derivative works from our branding, blog content, sponsor logos, shared client projects, or any other materials without our prior written permission. Limited fair use may apply under copyright law, but you must attribute properly.

3. Trademarks

Our trademarks, service marks, and logos may not be used in connection with any product or service without permission. Unauthorized use may constitute trademark infringement.

4. User-Submitted Content

For comments, quotes, or other submissions, you retain ownership of your content but grant us a non-exclusive, royalty-free, perpetual, irrevocable, worldwide license to use, reproduce, modify, adapt, publish, distribute, and display it in any media, as described in our Terms of Use and Comment Policy. You warrant that your submissions do not infringe third-party rights and are not unlawful.

5. Infringement Claims and DMCA Policy

If you believe content on the Website infringes your intellectual property, provide a written notice to us at info@pyfecta.com with: (1) your signature; (2) identification of the infringed work; (3) identification of the infringing material; (4) your contact info; (5) a statement of good faith belief; (6) a statement under penalty of perjury. We may remove allegedly infringing material at our discretion and terminate repeat infringers. Counter-notices may be submitted if you believe removal was erroneous.

6. Enforcement and Remedies

We reserve the right to enforce our intellectual property rights through legal action, including seeking injunctions, damages, and attorneys' fees. Violations may also result in account termination.

7. Contact Us

For permissions, claims, or questions: Email: info@pyfecta.com or Phone: 888-888-8888.

Website Comment Policy

This Comment Policy governs the submission of comments on articles or other public areas of the Website at https://pyfecta.com, operated by PYfecta Inc.

1. Purpose and Scope

Comments are encouraged to foster discussion, but must comply with this Policy to maintain a respectful environment. This Policy applies to all user-generated comments.

2. Submission of Comments

You may submit comments publicly on articles. By submitting a comment, you grant us a non-exclusive, royalty-free, perpetual, irrevocable, worldwide license to use, reproduce, modify, delete, publish, distribute, display, and create derivative works from the comment in any media, for any purpose (including marketing or internal use), without compensation, notice, or attribution.

3. Moderation and Deletion

We reserve the right (but not the obligation) to review, edit, delete, or refuse to post any comment at our sole discretion, without notice or liability. We may delete comments for any reason, including violations of this Policy, irrelevance, or business needs. Comments do not reflect our views.

4. Prohibited Content

Comments must not contain:

• Hate speech, discrimination, harassment, or threats based on race, gender, religion, nationality, disability, sexual orientation, or other protected characteristics.
• Spam, unsolicited advertisements, promotional material, chain letters, or pyramid schemes unrelated to the article.
• Explicit, obscene, pornographic, violent, or graphic content.
• Defamatory, libelous, slanderous, or false statements that invade privacy or harm reputation.
• Infringements on intellectual property rights, including unauthorized copyrighted material or trademarks.
• Viruses, malware, harmful code, or links to malicious sites.
• Personal information of others without consent.
• Any illegal content or encouragement of illegal activities under Missouri or U.S. law.
• Off-topic or repetitive posts.

5. User Responsibility and Liability

You are solely responsible for your comments and any consequences. We are not liable for any user-generated content, including accuracy, legality, or offensiveness. You agree to indemnify us for claims arising from your comments.

6. Integration with Other Policies

Comments are also subject to our Terms of Use, Privacy Policy, and Intellectual Property Policy.

7. Enforcement

Violations may result in comment removal, account suspension, or legal action. We may report illegal content to authorities.

8. Contact Us

For questions about comments: Email: info@pyfecta.com or Phone: 888-888-8888.

Sponsorship Signup Policy

This Policy governs sponsorship signups on the Website at https://pyfecta.com, operated by PYfecta Inc.

1. Introduction

Sponsorships allow businesses to promote themselves on our Website. By signing up, you agree to this Policy, our Terms of Use, and other policies.

2. Sponsorship Terms and Eligibility

Sponsorships are available for 1-month or 1-year durations, as selected and paid for at signup. Benefits may include logo display, mentions in blog content, links, or other promotions on our Website, subject to our approval and space availability. We reserve the right to reject or terminate any sponsorship if it conflicts with our values, violates laws, or for any other reason. Sponsorships begin upon payment confirmation and end at the selected term's expiration. Renewals are not automatic.

3. Application and Approval Process

To apply, submit the required information (First and Last Name, Email, Phone, Company Name, Website URL) via the signup form. We will review and notify you of approval within a reasonable timeframe. Approved sponsors must provide content (e.g., logos, images) in specified formats and sizes, as communicated by us.

4. Payment and No Chargebacks

Payments are processed securely through third-party providers. By signing up, you agree to pay the full amount upfront and not to initiate any chargebacks, disputes, or payment reversals under any circumstances. Violations may result in immediate termination, forfeiture of benefits, and liability for all costs, fees, and damages incurred by us.

5. Content Guidelines

Sponsor content must not be misleading, offensive, or illegal, and must comply with our Comment Policy standards for prohibited content. We may edit or refuse content at our discretion. Sponsors warrant that their content does not infringe third-party rights.

6. Dispute Resolution

Any disputes related to sponsorships or payments are subject to mandatory binding arbitration in Missouri under AAA rules, as detailed in our Terms of Use. No class actions are permitted.

7. Termination and Effects

We may terminate a sponsorship at any time for any reason, including violation of this Policy or other policies. Upon termination, benefits cease, and no refunds are issued (see Refund Policy).

8. Integration with Other Policies

Sponsorships are subject to our Terms of Use, Privacy Policy, Refund Policy, and Intellectual Property Policy.

9. Contact Us

Email: info@pyfecta.com
Phone: 888-888-8888

Refund Policy for Sponsorships

All sponsorship purchases on https://pyfecta.com are final and non-refundable. PYfecta Inc. does not offer refunds, exchanges, credits, or cancellations for any reason, including but not limited to dissatisfaction with benefits, changes in circumstances, errors in signup, termination by us, or force majeure events.

1. No Refunds Policy Details

Once payment is processed and sponsorship is confirmed, no refunds will be issued, even if the sponsorship term has not started or is partially unused. This policy applies to all sponsorship durations (1 month or 1 year).

2. Exceptions

There are no exceptions to this policy, unless required by applicable law. If a refund is mandated by law, it will be processed in the original payment method within a reasonable timeframe.

3. Chargeback Prohibition

Attempting a chargeback or payment dispute violates our Terms and may result in additional fees, legal action, and blacklisting from future sponsorships.

4. Dispute Resolution

For any issues, contact us first at info@pyfecta.com or 888-888-8888. Disputes are subject to mandatory arbitration as per our Terms of Use.

5. Acknowledgment

By purchasing, you acknowledge and agree to this no-refund policy.

Contact Us: Email: info@pyfecta.com or Phone: 888-888-8888.